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Plan No. 921Money Back
LIC's New Money Back - 25 Years
"Long-term liquidity and protection."
LIC's New Money Back Plan-25 years provides protection against death along with periodic payments.
Key Features
- ✓Periodic Returns: 15% of Basic Sum Assured paid at the end of 5th, 10th, 15th, & 20th year.
Eligibility Criteria
Minimum Age13 Years
Maximum Age45 Years
Minimum Term25 Years (Fixed)
Maximum Term25 Years (Fixed)
Min Sum Assured₹ 1,00,000
Max Sum AssuredNo Limit
Plan Benefits
Death Benefit
125% of Basic Sum Assured + Vested Bonuses.
Survival Benefit
15% of BSA at 5th, 10th, 15th, 20th year.
Maturity Benefit
40% of Basic Sum Assured + Bonuses.
Real-World Example
Profile28-Year-Old Male
Sum Assured₹ 10,00,000
Term Details25 Years
Annual Premium₹ 58,000 / Year
Expected Returns₹ 1.5L four times + ₹ 8.5L Maturity
How it Works
At years 5, 10, 15, and 20, he receives ₹ 1.5 Lakhs (totaling ₹ 6L). At year 25, he receives the final ₹ 4 Lakhs plus approximately ₹ 4.5 Lakhs in bonuses.