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Plan No. 944Endowment (Females Only)
LIC's Aadhaar Shila
"Exclusive savings and protection for women."
A plan exclusively for female lives having an Aadhaar Card, offering a combination of protection and savings.
Key Features
- ✓Exclusive for women.
- ✓No medical examination required in most cases.
- ✓Auto cover facility.
Eligibility Criteria
Minimum Age8 Years
Maximum Age55 Years
Minimum Term10 Years
Maximum Term20 Years
Min Sum Assured₹ 75,000
Max Sum Assured₹ 3,00,000
Plan Benefits
Death Benefit
Sum Assured on Death + Loyalty Addition (if any).
Survival Benefit
N/A
Maturity Benefit
Basic Sum Assured + Loyalty Addition (if any).
Real-World Example
Profile28-Year-Old Female
Sum Assured₹ 3,00,000
Term Details20 Years
Annual Premium₹ 11,000 / Year
Expected ReturnsMaturity of ₹ 3,97,500
How it Works
Designed for small savings. She saves just under ₹ 1,000 a month for 20 years. Gets a solid lump sum for her future needs, with continuous life cover of ₹ 3 Lakhs.